Ready for your first set of keys? At Carr Chevrolet in Beaverton, we understand that buying your first car is exciting but can also feel overwhelming. That's why we've partnered with the best local and national lenders, including local credit unions, to offer a specialized First-Time Buyer Program designed to get you approved and on the road in a new or quality pre-owned vehicle, even with limited or no credit history.
We are committed to helping you build a positive credit profile while driving a reliable car, truck, or SUV.
How the Program Works
Our program focuses on looking past a lack of credit history and recognizing your future potential. We work with you to secure an affordable auto loan that fits your budget and meets lender criteria.
Program Criteria
While all situations are unique, the most common qualifications for first-time buyers include:
- Limited or No Credit History: The program is specifically for those without a long-established credit file.
- Income Verification: You must have a stable, verifiable income that demonstrates your ability to make the monthly payments.
- Proof of Residency: You will need to show documentation of your current living situation (e.g., utility bill, lease agreement).
- Down Payment (Recommended): While not always required, having a modest down payment can increase your chances of approval and lower your monthly payment.
Documents You Should Bring
To make the application process as smooth and fast as possible, have these items ready when you visit our Beaverton dealership:
- Valid Driver's License
- Proof of Income (Recent pay stubs or bank statements)
- Proof of Insurance
- Proof of Residency (Utility bill or bank statement)
Why Choose Carr Chevrolet?
We've been a trusted, family-owned business serving the Portland, Hillsboro, and Tigard areas since 1941. We're dedicated to honesty, transparency, and a straightforward buying experience.
Benefits of Our Program
- Build Your Credit: This is the perfect opportunity to establish a positive credit history, which is essential for future financial goals (like renting an apartment or buying a home).
- Competitive Financing: We strive to secure low rates and manageable terms for first-time buyers.
- New & Used Inventory: Get approved for a brand-new Chevrolet model, like the affordable and popular Chevy Trax, or choose from our extensive selection of quality used cars.
- Dedicated Finance Team: Our specialists are experts in special financing and will walk you through every step of the process, ensuring you understand your loan fully.
Ready to Get Started?
Don't let a lack of credit stop you from getting the vehicle you need. The sooner you start, the sooner you'll establish the credit you want!
- Start Online: Fill out our secure online credit application to save time at the dealership.
- Contact Us: Call our Finance Department directly at (503) 567-1218 to speak with a specialist.
- Visit Us: Stop by Carr Chevrolet at 15005 SW Tualatin Valley Highway, Beaverton, OR 97006.
